The Bank of Punjab is one of Pakistan’s fastest-growing banks with a strong presence of 35+ years in the banking industry. The bank operates through 900+ online branches and 900+ ATMs nationwide, delivering innovative banking solutions and premium customer services across the country.
As part of its growth strategy, BOP is inviting applications from experienced, dedicated, and performance-driven professionals for an exciting opportunity in its Transaction Banking Division – Digital Banking Group.
Position Overview
The Relationship Manager – Transaction Banking will be responsible for managing client relationships, conducting credit evaluations, analyzing business repayment capacities, and ensuring compliance with internal and regulatory requirements. The role demands strong analytical, risk assessment, and stakeholder coordination skills.
Key Responsibilities
Conduct detailed client need analysis and assess financing requirements according to industry trade practices.
Perform in-depth analysis of:
New credit requests
Renewals
Credit change requests
Annual relationship reviews
Evaluate repayment capacity through cash flow and asset conversion cycle analysis.
Conduct comprehensive security and collateral evaluations.
Prepare and finalize credit proposals while ensuring quick turnaround times (TAT).
Ensure compliance with:
Internal Credit Policy Manual (CPM)
State Bank of Pakistan Prudential Regulations (SBP PRs)
Analyze credit risks and recommend:
Risk mitigation measures
Security structures
Covenants
Limit structures
Tenor and term sheets
Coordinate closely with Credit Review Teams and other stakeholders.
Maintain healthy portfolio standards through timely risk management measures.
Eligibility Criteria
Education
Minimum Bachelor’s Degree from an HEC-recognized local or foreign university.
Candidates with a Master’s Degree will be preferred.
Experience
2 to 4 years of banking or non-banking experience.
Preference will be given to candidates with relevant experience in credit analysis, relationship management, or transaction banking.
Age Limit
Up to 55 years as of the application closing date.
Why Join BOP?
Competitive market-based salary package
Career growth opportunities in a dynamic banking environment
Inclusive and equal opportunity workplace
Professional development within a leading financial institution
Important Notes
Only shortlisted candidates will be contacted for interviews.
No TA/DA will be admissible.
BOP reserves the right to accept or reject any application without assigning any reason.
Females, minorities, differently-abled persons, special-needs individuals, and transgender candidates are encouraged to apply.
🔎 Source: Official Careers Portal ⚠️ We only share verified job listings and are not the hiring authority
