General Banking Officer
Full Job DetailsJob Description
- Department: Branch Operations
- Grade: OG-III
- Job Type: Permanent
- Total Positions: 1
Mobilink Microfinance Bank Limited (MMBL) is looking for a dedicated and customer-focused General Banking Officer to join its Branch Operations team. The ideal candidate will be responsible for managing customer services, handling branch banking operations, processing non-financial transactions, and ensuring smooth day-to-day branch activities while maintaining compliance with banking policies and SOPs.
Key Responsibilities
Customer Service & Branch Operations
- Deliver efficient customer support and maintain high service quality standards.
- Handle walk-in customers professionally and guide them regarding banking products and services.
- Address customer complaints and provide timely resolutions within defined TAT.
Account Management
- Manage account opening processes and related operational activities.
- Process account closures, dormancy marking/removal, stop payment instructions, SOA issuance, deceased account marking/removal, and level migration.
- Support loan account opening and closing procedures for Core Banking and JazzCash customers.
Banking Transactions & Reporting
- Perform all non-financial transactions accurately according to SOPs.
- Prepare operational reports for submission to branch management and Head Office.
- Process clearing instruments and manage return entries efficiently.
- Maintain records, registers, and reconciliation of sundry and suspense accounts.
Cash & Teller Operations
- Work as backup teller when required.
- Process cash deposits, withdrawals, fund transfers, TT/FT transactions, and outward clearing instruments.
- Ensure end-of-day cash balancing and compliance with SBP clean note policies.
- Identify and report counterfeit currency notes.
Administrative & Compliance Duties
- Maintain branch fixed asset inventory and reconcile asset records annually.
- Act as joint custodian of security stationery, cheque books, ATM cards, keys, and official stamps.
- Ensure scanning and uploading of SS cards on daily basis.
- Support branch administrative operations in coordination with branch management.
Additional Responsibilities
- Participate in Gold Loan assessments.
- Maintain accurate teller and vault reports.
- Perform any additional task assigned by line management.
Eligibility Criteria
- Bachelor’s degree from a recognized institution in a relevant field.
- Minimum 2 years of relevant banking experience.
- Strong communication, customer handling, and operational management skills.
- Knowledge of branch banking operations and banking SOPs will be preferred.
About MMBL
Founded with the mission of promoting financial inclusion across Pakistan, Mobilink Microfinance Bank Limited (MMBL) serves over 48 million registered users and more than 20 million monthly active customers nationwide. Combining traditional microfinance with innovative digital banking solutions, MMBL operates through a vast network of branches and branchless banking agents across the country.
The bank offers services including:
- Savings & Digital Wallets
- MSME & Housing Loans
- Utility Bill Collections
- Insurance Solutions
- Remittances
- B2B & B2P Payments
- Mobile Banking Services
MMBL fosters a culture of innovation, collaboration, customer-centricity, and professional growth.
Why Join MMBL?
This opportunity is ideal for professionals passionate about creating impact through digital and inclusive banking solutions. Join a forward-thinking organization committed to empowering millions through financial technology and innovation.
🔎 Source: Official Careers Portal
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