Reporting To: National Business Head (Southern Punjab & Northern Punjab)

Job Locations: D.G. Khan & Sialkot

National Bank of Pakistan (NBP), known as "The Nation's Bank," is one of Pakistan's largest and leading financial institutions. Through its extensive local and international branch network, NBP plays a vital role in supporting economic growth, financial inclusion, and sustainable development across the country.

As part of its strategic growth initiatives, NBP is seeking an experienced and results-driven professional for the position of Regional Executive - Inclusive Development (VP).

Educational Qualification

• Minimum Bachelor's degree or equivalent from an HEC-recognized local or international university/institute.
• Candidates possessing a Master's degree in Business Administration, Economics, Finance, or a relevant professional qualification will be preferred.

Experience Requirements

• Minimum 8 years of banking experience.
• At least 5 years of experience in:
  • SME Financing
  • Commercial Lending
  • Agriculture Financing
  • Credit Business
• Regional-level experience in SME and Commercial Banking within a large commercial bank will be preferred.
• Exposure to Trade Business will be considered an advantage.

Required Skills & Competencies

• Strong understanding of local market dynamics.
• In-depth knowledge of SME and Commercial financing products.
• Familiarity with SBP Prudential Regulations and credit evaluation techniques.
• Excellent leadership and team management capabilities.
• Strong interpersonal, communication, and presentation skills.
• Self-motivated with a proactive approach toward achieving business targets.
• Knowledge of Agriculture Financing will be an added advantage.
• Expertise in business development, marketing, loan processing, and customer relationship management.
• Proficiency in Microsoft Office applications including Excel, Word, and PowerPoint.

Key Responsibilities

• Lead and manage Regional Managers, Relationship Managers, and Agriculture Finance Officers to achieve sustainable business growth.
• Develop and implement annual business strategies to achieve Agriculture, SME, and Commercial financing targets.
• Ensure profitable business growth through client acquisition, portfolio expansion, retention, and cross-selling initiatives.
• Monitor team performance and conduct regular review meetings to ensure achievement of business objectives.
• Coordinate with branches, credit teams, CAD, and other stakeholders for smooth processing, approval, and maintenance of financing portfolios.
• Structure and approve credit proposals within delegated authority while recommending larger cases to higher forums.
• Conduct regular client visits, portfolio reviews, site inspections, and business monitoring activities.
• Maintain portfolio quality through proactive monitoring, recovery management, and implementation of remedial measures.
• Ensure compliance with internal policies, SOPs, regulatory requirements, and service standards.
• Monitor regional portfolios through MIS reporting and address audit observations effectively.
• Propose promotional campaigns, partnerships, and service improvements to strengthen market presence.
• Lead performance management, succession planning, employee development, and KPI governance across the region.
• Provide strategic recommendations regarding product development, customer requirements, and business improvements.
• Perform any additional duties assigned by management.

Employment Type

• Contractual position for an initial period of three years.
• Contract renewal may be considered based on management discretion and performance.
• Competitive compensation package and benefits will be offered in accordance with bank policies.

Selection Process

Only shortlisted candidates meeting the eligibility criteria will be invited for panel interviews.

Equal Opportunity Employer

National Bank of Pakistan is an equal opportunity employer and encourages applications from qualified candidates regardless of gender, religion, or disability.