Grade: Band-9 to Band-7

🧾 Job Summary

The Manager Product (POS & RAAST) is a full-stack acquiring product role responsible for driving growth of the Bank’s merchant acceptance ecosystem. The role focuses on POS acquiring, RAAST P2M expansion, revenue generation, and end-to-end product ownership across the payment lifecycle.

This position sits at the intersection of product strategy, commercial partnerships, regulatory compliance, and digital payments execution.

🎯 Key Responsibilities

• Own end-to-end product roadmap for POS acquiring and RAAST P2M solutions, ensuring continuous optimization post-launch
• Expand merchant acceptance network across POS, RAAST QR, and Tap-on-Phone channels
• Define acquisition strategy, activation SLAs, and performance reporting frameworks
• Identify and manage strategic partners; negotiate MDR and revenue-sharing models
• Improve payment performance metrics including transaction success rates, authorization, settlement accuracy, and terminal uptime
• Monitor competitive landscape and emerging payment trends to design go-to-market strategies
• Lead RAAST merchant acquisition and ensure compliance with SBP regulations
• Collaborate with Compliance & Legal for all product approvals and go-lives
• Develop dashboards with analytics teams for performance tracking and insights
• Prepare periodic performance and business reports for senior leadership
• Own merchant onboarding journey improvements based on data and field feedback
• Ensure documentation of product manuals, user stories, and training materials

🎓 Eligibility Criteria

Qualification:
Minimum Bachelor’s or equivalent degree from an HEC-recognized local or foreign university

Experience:
4 to 7 years of Banking / Non-Banking experience

Age Limit:
Up to 55 years as on date of application

🧠 Skills & Competencies

• Strong understanding of Pakistan’s payment ecosystem
• Acquiring business fundamentals
• Product lifecycle & discovery management
• Project management & delivery execution
• Commercial acumen and partner management
• Strong analytical and data-driven mindset

⚠️ Important Notes

• Only shortlisted candidates will be called for interviews
• No TA/DA will be admissible
• The Bank reserves the right to accept or reject applications without reason
• The Bank is an equal opportunity employer. Females, minorities, differently abled persons (DAP), and transgender individuals are encouraged to apply
• Market-based competitive remuneration will be offered

🔎 Source: Official Careers Portal
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