Job Summary & Key Responsibilities

• Achieve assigned hub/team business targets and support balanced growth across SME, Commercial/Corporate, and SBP financing schemes.
• Acquire new-to-bank customers and strengthen relationships with existing customers.
• Identify opportunities for funded and non-funded business and structure suitable proposals.
• Provide financial advice and banking solutions to existing and prospective customers.
• Develop cross-selling opportunities for deposits, RFD/ACD products, cash management mandates, and other banking solutions.
• Prevent fresh NPL additions and support reduction of existing NPLs.
• Conduct regular customer visits and ensure timely recovery of installments, markups, and other bank charges.
• Maintain compliance with the Bank’s operational procedures and State Bank of Pakistan regulations.
• Ensure proper customer screening and eligibility assessment for Bank products and services.
• Maintain credit discipline in accordance with the Bank’s policies, procedures, and Credit Policy Manual.
• Prepare and process credit proposals and renewals, including financial analysis and credit risk assessment.
• Ensure credit processing turnaround times are met as per internal procedures and applicable SBP requirements.
• Complete all pre- and post-sanction/disbursement formalities within defined timelines.
• Monitor compliance with approved credit terms and ensure timely updating of insurance, stock reports, valuations, audited accounts, and other required records.
• Conduct periodic customer business calls and maintain proper visit reports.
• Facilitate customers in making informed decisions by presenting suitable banking options.
• Maintain confidentiality and secrecy of customer information.
• Ensure proper housekeeping and regularization of assigned portfolios.
• Maintain satisfactory audit ratings and ensure timely resolution of audit and SBP observations.
• Ensure fair and equal treatment of all customers in accordance with Bank policies and procedures.

Eligibility Criteria

Qualification

• Minimum Bachelor’s degree or equivalent from an HEC-recognized local or foreign university.

Experience

• Minimum 4 years of banking experience.
• Preference will be given to candidates with relevant SME/business banking experience.

Age

• Maximum 55 years as of the date of application.

Important Notes

• Only shortlisted candidates will be called for an interview.
• No TA/DA will be admissible for the interview.
• BOP reserves the right to accept or reject any application(s) without assigning any reason.
• BOP is an equal opportunity employer.
• Females, minorities, differently abled persons (DAPs), and transgender candidates are encouraged to apply.
• The position offers market-based competitive remuneration.
• Eligible candidates are encouraged to apply online through the official BOP Careers Portal.

How to Apply

Interested and eligible candidates should submit their applications online through the BOP Available Jobs section before September 8, 2026.

BOP Phone Banking: 111-267-200

🔎 Source: Official Careers Portal
⚠️ We only share verified job listings and are not the hiring authority.