The Analyst – DFS Reconciliation will be responsible for ensuring the accuracy, integrity, and timely reconciliation of digital financial transactions, clearing accounts, and interbank settlement pipelines. The role involves daily transaction matching, exception handling, risk identification, reporting, and coordination with internal teams and external DFS partners.

Key Responsibilities

• Execute daily reconciliation of high-volume digital transaction pipelines, including RAAST, digital wallets, payment gateways, and IBFT.
• Perform General Ledger (GL), bank statement, and partner balance matching.
• Investigate and resolve open entries, chargebacks, transaction discrepancies, and unreconciled balances.
• Monitor aging entries and identify potential operational, financial, or liquidity risks.
• Escalate critical discrepancies and risks to the relevant management and Risk Management teams.
• Support month-end closing activities and prepare settlement entries for assigned digital clearing GLs.
• Prepare daily, weekly, and monthly MIS reports, including outstanding positions, reconciliation efficiency, and aging analysis.
• Coordinate with IT, Treasury, Customer Operations, and external DFS partners to resolve transaction failures and system-related issues.
• Assist in improving reconciliation processes and streamlining digital transaction workflows.

Eligibility Criteria

• Bachelor’s degree in Finance, Accounting, Banking, Fintech, or a related field such as BS Finance, BBA, or B.Com.
• Progress toward professional certifications such as ACCA, CA Foundation/Inter, or relevant digital banking certifications will be considered an advantage.
• Strong analytical, reconciliation, reporting, and problem-solving skills.
• Ability to investigate discrepancies and work effectively with multiple stakeholders.

About MMBL

Mobilink Microfinance Bank Limited (MMBL) provides banking and digital financial services to millions of customers across Pakistan. Through its combination of traditional microfinance and digital banking technologies, MMBL supports financial inclusion through banking, mobile wallets, payments, remittances, lending, insurance, and other digital financial services.

Why Join MMBL?

This is an opportunity to contribute to Pakistan’s growing digital financial ecosystem and play a role in supporting accurate, secure, and efficient financial operations. MMBL offers a collaborative workplace focused on innovation, teamwork, entrepreneurship, and customer-centricity.

🔎 Source: Official Careers Portal
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