Relationship Officer Asset
Full Job DetailsJob Description
🎓 Qualification
- Bachelor’s degree from a reputable institution.
- MBA will be preferred.
💼 Experience
- Fresh candidates may apply.
- Preferably 0–1 years of relevant experience.
📝 Job Responsibilities
The Relationship Officer Asset will be responsible for:
- Implementing approved sales and service plans to achieve business growth objectives.
- Developing relationships with existing and prospective customers.
- Selling bank products and services according to defined SOPs.
- Achieving assigned sales targets through ethical and genuine business practices.
- Promoting loan products and increasing the customer base.
- Identifying new business opportunities and prospective customers.
- Evaluating customer profiles using the 5 Cs of Credit.
- Clearly communicating product terms and conditions to customers.
- Conducting physical verification of prospective clients.
- Ensuring proactive loan collection and timely repayments.
- Handling customers’ legal documents with appropriate care and confidentiality.
- Guiding customers to deposit loan repayments through authorized cash counters.
- Following approved collection procedures when field collection is required.
- Preparing weekly field activity plans in consultation with the line manager.
- Conducting customer meetings according to product program requirements.
- Processing loan bookings in compliance with bank policies, procedures, ethics, and standards.
- Conducting market research to identify new selling opportunities and potential markets.
- Maintaining strong and long-term relationships with customers.
- Addressing customer needs while ensuring compliance with fair-treatment policies.
- Reporting suspected fraud or potential losses to the relevant manager/HOD.
- Ensuring compliance with bank SOPs and State Bank of Pakistan rules and regulations.
- Maintaining high standards of internal controls to protect the bank from financial, operational, and market risks.
🏦 About Mobilink Microfinance Bank
Mobilink Microfinance Bank Ltd. (MMBL) provides banking services through a combination of traditional microfinance and digital banking solutions. The bank focuses on financial inclusion by offering savings, micro-enterprise and housing loans, remittances, mobile wallets, insurance, payments, collections, and other digital financial services across Pakistan.
🌟 Why Join MMBL?
This role offers an opportunity to build a career in business banking, customer relationship management, sales, and financial inclusion while contributing to MMBL’s mission of expanding access to financial services.
📌 Application Information
Eligible candidates are encouraged to apply through the official Mobilink Microfinance Bank careers portal before the closing date.
🔎 Source: Official Careers Portal
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