About the Role

The Manager – Portfolio Management will manage PMIC’s portfolio of borrower institutions, including Non-Bank Microfinance Institutions (NBMFI) and Microfinance Banks (MFBs). The role covers the full credit lifecycle, from appraisal and structuring through disbursement, monitoring and repayment, with a focus on maintaining portfolio quality and supporting borrower growth.

Key Responsibilities

• Manage and strengthen relationships with assigned portfolio institutions.
• Coordinate meetings between borrowers, PMIC senior management and relevant stakeholders.
• Conduct field visits to the head offices and branches of end clients and prepare visit reports.
• Review funding requests and business plans submitted by borrowers.
• Assess borrowers under PMIC’s Institutional Rating System and prepare credit proposals.
• Develop financial models to assess institutional and portfolio performance.
• Ensure timely disbursements and repayments and monitor covenant compliance.
• Prepare internal/external stakeholder reports and new product notes.
• Engage and onboard MFIs with no active PMIC relationship.
• Conduct due diligence of institutions offering innovative financial products.
• Support development of Islamic financing solutions and expansion of Islamic finance portfolios.
• Work on sector development and research initiatives, including climate change, renewable energy and housing.

Education

• BBA/BSc or MBA in Finance and/or Accounting.
• CA/ACCA/CA qualified or part-qualified candidates will be preferred.

Experience

• 3–5 years of experience in:
  • Credit Analysis
  • Portfolio Management
  • Relationship Management
• Experience in microfinance, banking or development finance is preferred.

Functional Competencies

• Financial statement analysis
• Credit appraisal
• Financial modelling
• Covenant monitoring
• Exposure to Islamic finance is desirable
• Analytical skills
• Report writing
• Stakeholder management
• Willingness to travel

Core Competencies

• Teamwork
• Decision Making & Problem Solving
• Initiative & Change Driven
• Planning & Organizing
• Effective Communication

🔎 Source: Official Careers Portal
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PMIC's official website identifies the organization as Pakistan Microfinance Investment Company and lists Islamabad as its headquarters; its official team page also confirms a Portfolio Management function.