Department: Retail Banking
Reporting To: Team Leader – Housing Products
Employment Type: Contractual
Contract Duration: 3 Years, renewable at the discretion of Management

“The Nation’s Bank”, National Bank of Pakistan aims to support the financial well-being of the Nation while enabling sustainable growth and inclusive development through its wide local and international network of branches.

As one of the leading and largest banks of Pakistan, National Bank of Pakistan contributes significantly towards socioeconomic growth in the country, with an objective to transform the institution into a future-fit, agile, and sustainable Bank.

In line with its strategy, the Bank is seeking talented, dedicated, and experienced professionals for positions in the area of Retail Banking.

Eligibility Criteria

Educational / Professional Qualification

• Minimum Graduation or equivalent from a local or international university, college, or institute recognized by the Higher Education Commission (HEC) of Pakistan.

Experience

• Minimum 2 years of sales experience in Housing Products and/or Secured Consumer Assets.

Required Skills, Expertise & Knowledge

• Strong sales, negotiation, and relationship-building skills.
• Understanding of housing finance products.
• Strong customer service orientation.
• Ability to work in a field-based sales environment with frequent market visits.
• Strong communication and relationship management skills.
• Target-oriented, self-motivated, and performance-driven mindset.
• Ability to coordinate with internal stakeholders for deal closure.
• Proficiency in Windows and MS Office.

Main Duties & Responsibilities

• Achieve assigned monthly, quarterly, and annual sales targets for housing and secured consumer asset products, including cross-selling, by acquiring new customers and growing the portfolio.
• Generate leads through direct sales, referrals, builder/developer relationships, and market visits to meet assigned targets.
• Collaborate with housing societies and key stakeholders to generate referrals and expand business opportunities.
• Ensure end-to-end processing and timely disbursement of housing finance and secured consumer asset cases.
• Maintain strong coordination with internal and external stakeholders.
• Stay updated on market trends and economic shifts to identify growth opportunities and enhance sales strategies.
• Maintain regular follow-up with prospective customers to maximize lead conversion and ensure timely disbursement of approved cases.
• Ensure compliance with applicable Banking Laws, instructions, regulations, and procedures.
• Maintain all files and documentation and ensure comprehensive record keeping related to daily business operations.
• Ensure that audit requirements and observations related to business are addressed, including both internal and external audits, and implement measures to minimize and prevent recurrence.
• Ensure that a Shariah-compliant environment is maintained at Islamic Banking windows within the Region.
• Ensure all processes are completed within the specified Turnaround Time (TAT).
• Ensure all Standard Operating Procedures (SOPs) are followed in accordance with the Bank’s policies and procedures.
• Perform any other assignments as directed by the supervisor(s).

Place of Posting

• Faisalabad
• Gujranwala
• Hyderabad
• Islamabad
• Karachi
• Lahore
• Multan
• Rawalpindi

Assessment Test / Interview

Only shortlisted candidates who strictly meet the above-mentioned basic eligibility criteria will be invited for a test and/or panel interview(s).

Employment Terms & Benefits

The employment will be on a contractual basis for three years, which may be renewed at the discretion of Management.

Selected candidates will be offered a compensation package and other benefits in accordance with the Bank’s applicable policies and rules.

How to Apply

Interested candidates may visit the Sidat Hyder Careers Portal and apply online  as per the given instructions.

Applications received after the due date will not be considered.

Note: No TA/DA will be admissible for the test/interview.

Equal Opportunity Employer

National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.