Department: Business Banking
Job Type: Permanent
Job Level/Grade: OG-III
Positions: 1

Education:

• Bachelor’s degree from a reputable institution required.
• MBA will be preferred.

Experience:

• Fresh graduates may apply.
• Preferably 0–1 years of relevant experience.

Job Description:

• Implement sales and service plans to achieve assigned business growth objectives.
• Develop and maintain strong relationships with customers and prospective clients.
• Promote and sell asset/loan products according to bank policies and SOPs.
• Achieve assigned sales targets through ethical and genuine business practices.
• Identify new business opportunities and potential customers within assigned areas.
• Evaluate customer profiles using the Five Cs of Credit.
• Explain product terms, conditions, and requirements to customers.
• Conduct physical verification of prospective clients.
• Ensure timely loan repayments and proactive collection activities.
• Maintain proper handling and security of customers’ legal documents.
• Conduct market assessments to identify new business opportunities and markets.
• Prepare weekly field activity plans in consultation with the line manager.
• Conduct customer meetings according to product requirements.
• Process loan bookings in accordance with bank policies, procedures, and regulatory requirements.
• Maintain product and service knowledge and identify areas for improvement.
• Ensure high-quality customer service and compliance with fair treatment policies.
• Develop and maintain long-term customer relationships.
• Report suspected fraud, operational risks, or potential losses to the relevant management.
• Ensure compliance with bank SOPs and State Bank of Pakistan regulations.

Key Skills:
Sales & Marketing, Customer Relationship Management, Communication, Negotiation, Persuasion, Credit Assessment, Field Operations, Business Development, Customer Service

Company Overview: Mobilink Microfinance Bank Limited (MMBL) provides microfinance and digital banking services across Pakistan, supporting financial inclusion through traditional banking, mobile banking, loans, remittances, payments, and other financial services.

🔎 Source: Official Careers Portal
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