• Department: Business Banking

• Grade: OG-III

• Job Type: Permanent

• Positions: 1

Eligibility Criteria

Qualification:

• Bachelor's degree from a reputable institution.

• MBA will be preferred.

Experience:

• Preferably 0–1 years of relevant experience.

Key Responsibilities

• Implement sales and service plans to achieve assigned business targets.

• Promote and sell the bank's loan and financial products.

• Develop and maintain strong relationships with customers.

• Identify potential customers and new business opportunities.

• Evaluate customer profiles and creditworthiness using the Five Cs of Credit.

• Explain loan products, terms, and conditions to customers.

• Conduct physical verification of prospective borrowers.

• Ensure timely loan repayments and effective recovery of outstanding loans.

• Conduct market research to identify new business opportunities.

• Prepare weekly field activity plans and customer visit schedules.

• Conduct regular customer meetings and provide quality customer service.

• Ensure loan processing complies with bank policies and procedures.

• Safeguard customers' confidential and legal documents.

• Follow State Bank of Pakistan (SBP) regulations and internal compliance standards.

• Report suspected fraud, operational risks, or potential financial losses to management.

Required Skills

• Strong communication and interpersonal skills.

• Sales and marketing abilities.

• Customer relationship management.

• Negotiation and persuasion skills.

• Market research and business development.

• Problem-solving and customer service skills.

• Knowledge of loan products and credit assessment.

About Mobilink Microfinance Bank (MMBL)

Mobilink Microfinance Bank Limited provides financial services to millions of customers across Pakistan through traditional banking and digital financial solutions. Its services include savings accounts, micro-enterprise loans, housing finance, mobile wallets, remittances, insurance, and digital payments.

The bank focuses on financial inclusion, innovation, teamwork, and customer satisfaction.

Why Join MMBL?

Join Mobilink Microfinance Bank and become part of an organization working to improve financial inclusion and empower individuals and businesses through accessible banking and digital financial services.

How to Apply

Interested and eligible candidates can apply online through the official Mobilink Microfinance Bank Careers Portal.

🔎 Source: Official Careers Portal
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